A great personal-finance tip is to try to get your own car parts from junkyards or scrapyards instead of paying for brand new parts when your vehicle needs some repairing. You can save a whole lot of money and time by doing this, and it just requires you to be a tad resourceful. Sell the items that you do not need anymore and re-use others. You can also swap certain items, such as clothes, with your friends or neighbors. Use online services such as eBay or Craigslist or establish a network of friends and colleagues who need to save money, too. This works great with clothes, furniture and appliances.

The first time I went to Ecuador, I went there because it was cheap. If it wasn’t, I would have had a great time – somewhere else. The trip lasted a month, and cost 45, which included airfare and even the 0 fee for a guide to take me to the top of glacier-covered Mount Chimborazo.

Map out your drive. With the invention of the GPS, this is a piece of technology cake! Way back when, we didn’t have GPS’s we had MAP’s and it was hectic. My wife is the smartest woman I know, but if you put a map in her hand, it’s like kryptonite to superman – the folding and unfolding is also a mess. Save time and invest in one of these gadgets if planning on a road trip. You might even be able to rent one.